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South Lake Tahoe is a city in El Dorado County, California, in the Sierra Nevada Mountains. The population was 23,609 at the 2000 census.

The east end of the city, on the California-Nevada state line, is mainly geared towards tourism, with T-shirt shops, restaurants, hotels, and the Heavenly Ski Resort with the Nevada casinos just across the state line in Stateline, Nevada. The city extends about five miles west-southwest along highway 50, also known as Lake Tahoe Blvd. The western end of town is mainly residential, and clusters around "The Y" - the X-shaped intersection of US Highway 50, state highway 89, and Lake Tahoe Boulevard after it loses its federal/state highway designation.

During ski season, thousands of people from all over California, including Los Angeles and the San Francisco Bay Area, flock to the slopes for some of the best skiing in the world. Lake Tahoe, in addition to its panoramic beauty, is well known for its blizzards.

 

If you are moving to California you will probably need to know answers to questions like the following:

What is the right amount of coverage for me?
This is a very difficult question to answer without first sitting down with each of our clients and asking them several questions about your situation, assets you are trying to protect and exposures you currently have. Remember that every situation is different.


How can I lower my premiums?
There are several ways to lower your premiums, some of them include increasing your deductibles, adding a preferred provider option to you auto coverage, placing your home and auto coverage with the same company, carpool, good student and safe driver discounts. Whatever your situation, we will inform you of every discount available to meet your needs and save you as much money as possible.



Should I carry full coverage on my auto?
The easiest way to answer this is to ask yourself, if my car disappeared today would I need the money from my insurance company to replace it. If the answer to this questions is “yes” then you do need full coverage.


What Do I Do If I Have a Claim?
As an Independent Agent we will help you with the claims process. At 1st California Insurance we prefer that you contact us with the first report of claim and we can then help you throughout the process. However if you prefer, most of the companies we represent do have toll free numbers and you can report claims direct to the company 24 hours a day, seven days a week.

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